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安联保险集团(Allianz):2022年风险晴雨表(中译版)(31页).pdf

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1、Allianz Global Corporate&SpecialtyAllianz Risk Barometer2022The most important business risks for the next 12 months and beyond,based on the insight of 2,650 risk management experts from 89 countries and territories.ALLIANZ RISK BAROMETER 20222The 11th Allianz Risk Barometer incorporates the views o

2、f 2,650 respondents from 89 countries and territories.The annual corporate risk survey was conducted among Allianz customers(global businesses),brokers and industry trade organizations.It also surveyed risk consultants,underwriters,senior managers and claims experts in the corporate insurance segmen

3、t of both AGCS and other Allianz entities.Respondents were questioned through October and November 20211.The survey focused on large-and small-to mid-size companies.Respondents were asked to select the industry about which they were particularly knowledgeable and to name up to three risks they belie

4、ved to be most important.Most answers were for large-size companies($500mn annual revenue)1,208 respondents,46%).Mid-size companies($250mn to$500mn revenue)contributed 518 respondents(20%),while small-size enterprises($250mn revenue)produced 924 respondents(34%).Risk experts from 22 industry sectors

5、 were featured.Ranking changes in the Allianz Risk Barometer are determined by positions year-on-year,not percentages.All currencies listed in the report are in US$unless stated.View the full regional,country and industry risk dataMethodology2,650respondents89countries and territories22industry sect

6、ors1 The Allianz Risk Barometer 2022 survey was conducted between October 20 and November 17,2021,so pre-dates awareness of the emergence of the Omicron variant of Covid-19ContentsALLIANZ RISK BAROMETER 20223Page 4The most important global business risks for 2022 Page 183.Natural catastrophesPage 6T

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根据Allianz Risk Barometer 2022报告,2022年全球企业面临的主要风险包括: 1. 网络攻击(Cyber incidents)位居首位,占比44%,较2021年上升4个百分点。 2. 业务中断(Business interruption)位居第二,占比33%,较2021年上升2个百分点。 3. 自然灾害(Natural catastrophes)位居第三,占比25%,较2021年上升2个百分点。 4. 疫情爆发(Pandemic outbreak)位居第四,占比22%,较2021年下降2个百分点。 5. 立法和ESG变化(Changes to legislation and ESG)位居第五,占比19%,较2021年上升4个百分点。 6. 气候变化(Climate change)位居第六,占比17%,较2021年上升8个百分点。 7. 火灾爆炸(Fire, explosion)位居第七,占比17%,与2021年持平。 8. 市场发展(Market developments)位居第八,占比15%,较2021年下降3个百分点。 9. 技能劳动力短缺(Shortage of skilled workforce)位居第九,占比13%,较2021年上升2个百分点。 10. 宏观经济(Macroeconomic developments)位居第十,占比11%,较2021年下降2个百分点。 报告指出,网络攻击、业务中断和自然灾害是企业面临的最大风险,而气候变化的担忧也在增加。
2022年最重要的全球商业风险是什么? 为什么网络攻击成为企业最关注的风险? 企业如何提高对业务中断风险的抵御能力?
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