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经合组织(OECD):2026人工智能在意大利金融市场中的应用研究报告(英文版)(116页).pdf

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1、Artificial Intelligence in Italian Financial MarketsArtificial Intelligence in Italian Financial MarketsThis work is issued under the responsibility of the Secretary-General of the OECD,and does not necessarily reflect theofficial views of OECD Member countries.This document was produced with the fi

2、nancial assistance of the European Union.The views expressed herein can inno way be taken to reflect the official opinion of the European Union.This document,as well as any data and map included herein,are without prejudice to the status of or sovereignty overany territory,to the delimitation of int

3、ernational frontiers and boundaries and to the name of any territory,city or area.Please cite this publication as:OECD(2026),Artificial Intelligence in Italian Financial Markets,OECD Publishing,Paris,https:/doi.org/10.1787/6f42c977-en.ISBN 978-92-64-60268-7(print)ISBN 978-92-64-41969-8(PDF)ISBN 978-

4、92-64-31391-0(HTML)Photo credits:Cover Alexander Spatari/Getty Images.Corrigenda to OECD publications may be found at:https:/www.oecd.org/en/publications/support/corrigenda.html.OECD 2026 Attribution 4.0 International(CC BY 4.0)This work is made available under the Creative Commons Attribution 4.0 I

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1. **AI应用现状**:意大利金融业AI采用率39%,保险业(70%)和银行业(59%)领先,金融市场参与者为31%。 2. **主要用途**:数据分析和文本生成最普遍,反洗钱/欺诈检测、客户支持(如聊天机器人)常见,资产管理公司近1000个AI用例。 3. **第三方依赖**:74%使用第三方云服务,39%依赖第三方GPAI模型,前四大服务商集中度高。 4. **GPAI发展**:84%企业使用生成式AI,73%采用非定制化商业LLM,未来计划中资产配置和交易策略应用增长显著。 5. **治理与约束**:50%采用人工监督,监管不确定性(20%)和技能缺口(25%)为主要障碍,数据安全和成本问题突出。
意大利AI应用现状? 金融业AI治理挑战? GPAI模型如何落地?
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