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UNCDF:太平洋地区数字和电子商务支付的机遇(英文版)(56页).pdf

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1、The Opportunity for Digital and E-commerce Payments in the Pacific RegionCheck out our websitewww.uncdf.org TwitterUNCDFdigitalFacebookUNCDFThis publication is brought to you by the Pacific Digital Economy Programme(PDEP)which is jointly administered by the United Nations Capital Development Fund(UN

2、CDF),United Nations Development Programme(UNDP)and United Nations Conference on Trade and Development(UNCTAD).The programme receives funding from the Australian Government.This research was conducted and written by LFS Advisory,Chris Statham,Konstantin Schroeter,Marius Siebert,and Samuel Chari.Revie

3、ws of the report and additional inputs were provided by Kapronasia(KA),Zennon Kapron and Sri Ranjani Mukundan with contributions from UNCDF Country Coordinator in Solomon Islands Sam Mulawa,UNCDF Regional Technical Specialist Ecosystem and Incubation Ajay Jagannath and UNCDF Pacific Lead,Bram Peters

4、.Copyright July 2021 UN Capital Development Fund.The views expressed in this publication are those of the author(s)and do not necessarily represent the views of UNCDF,the United Nations or any of its affiliated organizations or its Member States.3Pacific Island countries have unique demographic attr

5、ibutes characterized by low and scarce populations and high migration rates.Due to this,the economic heft of the Pacific Islands is also limited,with a cumulative regional GDP of USD 32 billion(GDP per capita of USD 3,600)as of 2020,as compared to neighboring Australia with USD 1.3 trillion(GDP per

6、capita of USD 51,812).The Pacific Islands are also one of the least densely populated regions in the world,with 34 people per square kilometer.Apart from the demographic constraints,the Pacific Island countries have limited natural resources and a large proportion of the Pacific Islander population

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本文主要探讨了太平洋岛国在数字经济和电子商务支付方面的机遇。主要内容包括: 1. 太平洋岛国人口稀少,经济规模有限,依赖澳大利亚和新西兰的经济支持。 2. 近年来,太平洋岛国的数字基础设施有所改善,移动电话普及率从2014年到2019年增长了16%,但各国之间存在差异。 3. 尽管个别太平洋岛国努力发展支付基础设施,但面临人口稀少、基础设施脆弱、支付系统不兼容、监管不统一等挑战。 4. 建议太平洋岛国建立区域性的中央支付基础设施,实现实时、可互操作的跨境支付,并制定统一的支付法规,提高消费者对数字支付解决方案的采用率。 5. 数字支付解决方案可以帮助太平洋岛国提高金融包容性,促进经济增长。
太平洋岛国数字支付现状如何? 数字支付在太平洋岛国面临哪些挑战? 太平洋岛国如何利用数字支付促进经济发展?
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