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1、Digital enablement of small and medium-sized businessesThe information provided in this Whitepaper is for information purposes only and should not be relied on by third parties.This Whitepaper does not in any way represent advice,recommendations or otherwise.All case studies,comparisons,statistics,r

2、esearch,recommendations,or information in this Whitepaper(the“Information”)are provided AS IS and intended for informational purposes only and should not be relied upon for operational,marketing,legal,investment,technical,tax,financial or other advice.You should consult with your advisors to determi

3、ne what laws and regulations may apply to your circumstances.Visa/AT Kearney make no representation(whether express or implied)or give any warranty regarding the suitability,accuracy or completeness of the Information in this Whitepaper and that matters which may affect third parties are not address

4、ed in the Whitepaper and any liability is therefore hereby expressly excluded to the maximum extent permitted by the applicable law.Any reliance third parties choose to make on the Information is a matter of their judgement exclusively and independently.Furthermore,the Information contained herein i

5、s subject to change or amendment without notice.The actual costs,savings and benefits of any recommendations or programs may vary based upon your specific business needs and program requirements.By their nature,recommendations are not guarantees of future performance or results and are subject to ri

6、sks,uncertainties and assumptions that are difficult to predict or quantify.Visa/AT Kearney are under no duty to update or revise this Whitepaper in any way.All intellectual property rights,including but not limited to copyrights,and the ownership and title to this Whitepaper and the information con