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RFI Global &牛津经济研究院:先买后付(BNPL)在澳大利亚的经济影响(2022)(中译版)(31页).pdf

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1、The Economic Impact of Buy Now Pay Later in AustraliaJune 2022The Economic Impact of Buy Now Pay Later in AustraliaPage 3This content is provided for general information purposes.The analysis it contains was commissioned by the Australian Finance Industry(AFIA).Views and opinions expressed in this r

2、eport are based on AFIAs knowledge and understanding of its BNPL members area of business,markets and technology.AFIA does not provide legal,regulatory or other advice,and this report does not constitute advice of any nature.While the information in this document has been prepared in good faith,AFIA

3、 disclaims,to the fullest extent permitted by applicable law,any and all liability for the accuracy and completeness of the information in this document and for any acts or omissions made based on such information.Opinions expressed herein are subject to change without notice.No part of this documen

4、t may be reproduced in any manner without the written permission of AFIA.This document refers to marks owned by third parties.All such third-party marks are the property of their respective owners.No sponsorship,endorsement or approval of this content by the owners of such marks is intended,expresse

5、d or implied.All figures in this report are stated in Australian Dollars(A$)unless otherwise indicated.Front cover image:bogdandimages/Table of ContentsAFIA BNPL Code SignatoriesForeword 4Executive Summary 6BNPL is a rapidly growing option in the payments ecosystem 11BNPL is becoming a leading payme

6、nts choice for some consumers 24BNPL is supporting the growth of Australian businesses 36BNPL makes a significant contribution to GDP and jobs in Australia 50Methodology 54Smoooth paymentsKaren_Remez/The Economic Impact of Buy Now Pay Later in AustraliaThe Economic Impact of Buy Now Pay Later in Aus

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根据报告的内容,本文主要介绍了澳大利亚“先买后付”(BNPL)的经济影响。文章指出,BNPL是一种快速增长的支付方式,在澳大利亚有57.9百万活跃账户,2021年交易额达119亿澳元。BNPL为消费者提供了消费平滑、预算支持、无利息的便利支付方式,以及访问在线商店目录的便利。对于商家,BNPL带来了新的收入、客户洞察和降低运营成本的好处。BNPL对澳大利亚经济产生了积极影响,2021年创造了99,200个工作岗位,贡献了143亿澳元的GDP。总体而言,BNPL为消费者和商家带来了显著的净福利,2021年分别为6800万澳元和12亿澳元。
澳大利亚BNPL经济影响报告的主要发现是什么? BNPL对消费者和商家有哪些具体好处? BNPL在澳大利亚的支付生态系统中扮演什么角色?
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