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毕马威(KPMG):2026年香港银行业展望报告(英文版)(16页).pdf

上传人: 1****1 编号:1088712 2026-01-26 16页 4.67MB

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1、Banking Outlook KPMG.Make the Difference.January Kong 2026 KPMG,a Hong Kong(SAR)partnership and a member firm of the KPMG global organisation of independent member firms affiliated with KPMG International Limited,a private English company limited by guarantee.All rights reserved.Hong Kong Banking Ou

2、tlook 20262Sector outlook04Overview05Financial performance06Private credit07Digital assetsTransformation agenda09Artificial Intelligence10Cyber security11Anti-Money Laundering(AML)12Transition financeContentsOverviewFinancial performancePrivate creditDigital assetsArtificial IntelligenceCyber securi

3、tyAnti-Money Laundering(AML)Transition financeHow KPMG can helpContact usSector outlookTransformation agendaAbout KPMGAbout KPMG14How KPMG can help15Contact us 2026 KPMG,a Hong Kong(SAR)partnership and a member firm of the KPMG global organisation of independent member firms affiliated with KPMG Int

4、ernational Limited,a private English company limited by guarantee.All rights reserved.Hong Kong Banking Outlook 20262Sector outlook 2026 KPMG,a Hong Kong(SAR)partnership and a member firm of the KPMG global organisation of independent member firms affiliated with KPMG International Limited,a private

5、 English company limited by guarantee.All rights reserved.Hong Kong Banking Outlook 20263OverviewFinancial performancePrivate creditDigital assetsArtificial IntelligenceCyber securityAnti-Money Laundering(AML)Transition financeHow KPMG can helpContact usSector outlookTransformation agendaAbout KPMG

6、2026 KPMG,a Hong Kong(SAR)partnership and a member firm of the KPMG global organisation of independent member firms affiliated with KPMG International Limited,a private English company limited by guarantee.All rights reserved.Hong Kong Banking Outlook 20264Welcome to our 11th annual Hong Kong Bankin

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1. **行业乐观与政策支持**:2026年香港银行业充满信心,受益于强劲股市表现及政府/监管机构积极政策(如深化固定收益市场、支持中企国际化)。 2. **三大核心趋势**: - **数字资产**:代币化潜力巨大,香港作为全球领导者,传统银行将与Web3生态融合,提供数字资产托管等服务。 - **人工智能**:AI从支持工具转向竞争力核心,银行聚焦生产力提升与ROI,零售端可能出现单一AI金融代理。 - **财富管理**:更多资管机构扩大区域布局,与私人银行战略合作,巩固香港离岸私人财富管理地位。 3. **关键数据**: - 53%银行计划2030年前削减10%成本,29%目标削减超20%。 - 66%银行通过AI实现成本节约,26%获得收入增长。 - 75%银行高管报告2025年网络攻击增加,57%计划未来三年加大网络安全投入。
香港银行2026趋势? 数字资产如何变革金融? AI如何提升银行竞争力?
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