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1、Visa Reports Fiscal Fourth Quarter and Full-Year 2025 ResultsSan Francisco,October 28,2025 Visa(NYSE:V)Fiscal Fourth Quarter Results:GAAP net income of$5.1B or$2.62 per share and non-GAAP net income of$5.8B or$2.98 per shareNet revenue of$10.7B,an increase of 12%,or 11%on a constant-dollar basisFisc
2、al Full-Year Results:GAAP net income of$20.1B or$10.20 per share and non-GAAP net income of$22.5B or$11.47 per shareNet revenue of$40.0B,an increase of 11%,or 12%on a constant-dollar basisOther Highlights:Fiscal fourth quarter growth in payments volume,cross-border volume and processed transactions
3、remained strongShare repurchases and dividends of$6.1B and$22.8B for fiscal fourth quarter and full-year,respectivelyThe board of directors increased Visas quarterly cash dividend 14%to$0.670 per shareIncome Statement SummaryIn billions,except percentages and per share data.%change is calculated ove
4、r the comparable prior-year period.Q4 2025Full-Year 2025Ryan McInerney,Chief Executive Officer,Visa,commented on the results:USD%ChangeUSD%ChangeNet Revenue$10.712%$40.011%In our fourth quarter,continued healthy consumer spending drove net revenue up 12%to$10.7 billion.For the full year,Visa deliver
5、ed strong performance,with net revenue of$40 billion,up 11%,and broad-based growth across key metrics,underscoring the durability of our diverse business model.We continued to invest in our Visa as a Service stack to serve as a hyperscaler across the payments ecosystem.As technologies like AI-driven
6、 commerce,real-time money movement,tokenization and stablecoins converge to reshape commerce,our focus on innovation and product development positions Visa to lead this transformation.”GAAP Net Income$5.1(4%)$20.12%GAAP Earnings Per Share$2.62(1%)$10.205%Non-GAAP Net Income(1)$5.87%$22.511%Non-GAAP