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1、NAPHIA State of the Industry Report April 22,20252025NAPHIA State of the Industry Report April 22,2025The 2025 NAPHIA State of the Industry ReportTABLE OF CONTENTSHighlights:Key North American BenchmarksSection 1:Introduction and MethodologySection 2:Gross Written PremiumSection 3:Number of PetsSect

2、ion 4:Average Annual PremiumsSection 5:Pets and GWP DistributionSection 6:ClaimsAbout NAPHIANAPHIA State of the Industry Report April 22,2025Key North AmericanBenchmarksHIGHLIGHTSNAPHIA State of the Industry Report April 22,2025HIGHLIGHTS4Key North American Benchmarks*Shown in USD*NAPHIA State of th

3、e Industry Report April 22,2025HIGHLIGHTS5Key North American BenchmarksPet Insurance Market(U.S.)NAPHIA State of the Industry Report April 22,2025HIGHLIGHTS6Key North American BenchmarksPet Insurance Market(Canada)NAPHIA State of the Industry Report April 22,2025HIGHLIGHTS7Key North American Benchma

4、rksIn-Force GWP(North America)(USD in millions)YEAR-OVER-YEAR VARIANCE20.8%increase from 2023 to 202421.7%increase from 2022 to 202323.5%increase from 2021 to 202230.5%increase from 2020 to 202126.8%increase from 2019 to 2020$0.0$1,000.0$2,000.0$3,000.0$4,000.0$5,000.0$6,000.020202021202220232024$2,

5、174.9$2,837.3$3,505.5$4,264.8$5,151.7 NAPHIA State of the Industry Report April 22,2025Introduction and MethodologySECTION#1NAPHIA State of the Industry Report April 22,2025SECTION#1Introduction and Methodology9The North American Pet Health Insurance Association(NAPHIA)is pleased to present the 2025

6、 NAPHIA State of the Industry Report(SOI Report).NAPHIA State of the Industry data is estimated to represent approximately 99%of the written pet health insurance premium in the U.S.and Canada.The objective of the SOI Report is to provide a thorough understanding of the size of the North American Pet