Real Matters (REAL) 2018年年度报告「TSX」.pdf

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1、2018 Annual ReportReal Matters is a leading network management services provider for the mortgage lending and insurance industries.Real Matters platform combines its proprietary technology and network management capabilities with tens of thousands of independent qualified field professionals to crea

2、te an efficient marketplace for the provision of mortgage lending and insurance industry services.Our clients include approximately 60 of the top 100 mortgage lenders in the U.S.and some of the largest insurance companies in North America.We are a leading independent provider of residential real est

3、ate appraisals to the mortgage market and a leading independent provider of title and mortgage closing services in the U.S.Established in 2004,Real Matters has offices in Buffalo(NY),Denver(CO),Middletown(RI),and Markham(ON).Real Matters is listed on the Toronto Stock Exchange under the symbol REAL.

4、For more information,visit .(US$millions)FY 2017FY 2016RevenuesNet Loss$303.0$(23.8)FY 2018$281.5$(4.0)$248.5$(6.1)FY 2017FY 2016Net Revenue1Adjusted EBITDA1Adjusted Net Income1$92.3$9.4$2.8FY 2018$82.8$5.8$6.7$68.3$12.8$6.0About Real MattersSummary Financial Information1.Net Revenue,Adjusted EBITDA

5、 and Adjusted Net Income are Non-GAAP measures.See page 20 of this Annual Report.This Annual Report should be read in conjunction with the“Cautionary Note Regarding Forward-Looking Information”set forth on page 42 of this Annual Report.Fiscal 2018 Segmented Results(US$millions)23%11%Revenues$281.566

6、%47%6%Net Revenue1$82.847%30%13%Adjusted EBITDA1$5.857%U.S.AppraisalU.S.TitleCanada?F2021F20165.9%F20177.7%F20189.0%15-20%1 1?F2021F2016F2017F20181-3%0.6%0.6%0.7%2?Founder,President and CEO?1?35-40%25-30%?1-3%?15-20%?3Real Matters Inc.MD&A for the years ended September 30,2018 and 2017 (tabular amou