联合银行United Bankshares （UBSI）2026年第一季度财务业绩回顾报告「NASDAQ」（英文版）（18页）.pdf

1、First Quarter 2026 Earnings ReviewUnited Bankshares,Inc.(UBSI)April 23,20262This presentation and statements made by United Bankshares,Inc.(“UBSI”)and its management contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities E

2、xchange Act of 1934.These forward-looking statements are intended to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995.These forward-looking statements include,but are not limited to,statements about(i)projection

3、s of income,expenses,provision expense,capital structure and other financial information;(ii)UBSIs plans,objectives,expectations and intentions and other statements contained in this presentation that are not historical facts;and(iii)other statements identified by words such as“expects,”“anticipates

4、,”“intends,”“plans,”“believes,”“seeks,”“estimates,”“targets,”“projects,”“will,”or words of similar meaning generally intended to identify forward-looking statements.These forward-looking statements are based upon the current beliefs and expectations of the management of UBSI and are inherently subje

5、ct to significant business,economic and competitive uncertainties and contingencies,many of which are beyond the control of UBSI.In addition,these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change.Actual results

6、may differ materially from the anticipated results discussed in these forward-looking statements because of possible uncertainties.The following factors,among others,could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking st